Investment Accounts

Investment Accounts

You work hard all of your life. You know you are a contributing member of your marriage and you deserve a fair, equitable distribution of marital investment accounts. It’s natural to be concerned about losing your rights when your spouse fights aggressively to claim too much.

At Stange Law Firm, PC, we understand your concerns about moving on with your life without forfeiting your financial future when a marital breakup is an unavoidable reality. We also know that for the long-term security of all members of a family (divorcing spouses and any children), care must be taken to handle investment accounts such as stocks, bonds and retirement savings correctly. It doesn’t matter whether the investments stem from your or your spouse’s employment, it is essential that all such assets be fully disclosed and accounted for in the divorce settlement agreement.

Dividing Investment Accounts

Contact the insightful lawyers at Stange Law Firm, PC, to discuss your high net worth or complex property division issues related to investment accounts, including:

  • Who contributed to the accounts, including pensions, IRA and 401(k) retirement plans?
  • What profit sharing plans or deferred compensation is included in your investments?
  • Did your spouse’s marital contributions contribute to the increased value of investments?
  • How much has the investment account appreciated over time? What is the fair market value?
  • Was there a transmutation of financial assets? Did you commingle your separate assets with your marital assets?
  • What are the tax obligations and debts stemming from the investments?
  • Is real estate part of the investment portfolio?

Are Your Investments Joint Marital Property Or Separate Property?

Protecting your financial interests starts with characterizing your investment accounts and retirement savings as either marital property or separate property. I work with independent experts to ensure the assets are valued properly and fully disclosed to the courts. In cases where an investment account is characterized as separate property by a prenuptial agreement, the appreciated value and intangible contributions by the other spouse may be sought through litigation.

To read more about investment accounts in a divorce, you can read an article we have written titled: Weigh all options when dividing up investments in divorce.

Protect Your Investments. Contact Our Attorneys in Missouri, Illinois, & Kansas

To learn more about investment accounts in divorce, contact us online or by phone to schedule a confidential consultation. We are conveniently located throughout the area in the Midwest in cities such as St. Louis, Kansas City, Columbia, Springfield, Wichita, Tulsa and beyond.

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Helpful Information Regarding Property and Debt Division From our Webpage

We also have pages on numerous other topics related to property and debt division from our webpage, including the pages below and on our menu:
High Asset Divorce
If you are considering divorce and have a high net worth, it's important that you have legal counsel in your corner. It is also vital that you have an attorney that is diligent on your behalf.
Divorce Financial Planning
If you will be going through a divorce, conducting divorce financial planning can be critical to ensuring that you can move on with your life on sound financial footing.
Commingling Assets
In many divorce, parties own some assets prior to marriage and then buy additional assets after marriage. Often, these assets can end up being mixed together (or commingled). If this has happened in your case, it is important to work a diligent lawyer.
Transmutation
In some cases, a party might own certain property or assets prior to marriage. After marriage, the assets might become re-titled in joint names, which can result in the assets being transmuted into marital property. Our lawyers can help you if this is what has happened in your case.
Complex Property Distribution
In many high asset divorces, property distribution can be complex and complicated. Our attorneys can help you with difficult property distribution.
The Marital Home
The martial home can often be one of the most prized marital assets in a divorce. The marital residence can also be important as it relates to stability for children in divorce. Our lawyers can assist if this is the case for you.
Real Estate Appraisers
When residential or commercial property is owned in a divorce, ensuring that this property is properly valuated by a real estate appraisal can be critical in many cases. Our lawyer can help ensure you are refered to a competent real estate appraisal.
Trusts
Many parties have either created trusts for their family, or stand to inherit funds through a trust outside of the probate court. In many cases, this can be an important issue in a divorce in which our lawyers can help.
Inheritance
In many divorces, parties have either inherited, or stand to inherit, sums of money from their parents or other relatives. This can be a contentious issue in some cases in which our lawyers can help.
Investment Accounts
In many marriages, parties can have investments accounts where they are saving money in the hopes that they can have a better life, save for their retirement and have assets in which to provide their children and grandchildren. When a divorce takes place, it's vital that these assets be appropriately accounted for in the property division phase of a divorce.
Stocks and Bonds
Many married couples also have significant sums in stocks and bonds. It's vital to work with an attorney to have an accounting of what is out there and to ensure it is properly addressed in family court.
Life Insurance
Term life and whole life insurance policies are commonly held by parties in a marriage. When parties divorce, these life insurance policies can become critically important in terms of the possession of the policies, the beneficiaries that remain on them and who is to make the payments and/or have possession of the cash value in instance of whole life insurance.
Appreciation of Separate Property
In some dissolution of marriages, parties owned and possessed separate property prior to marriage. During the marriage, these assets can often increase in value due, in part, to the contribution of the other spouse. Our lawyers can help individuals in these instances.
Marital Debt
In many cases, debt can be a real problem as it relates to property distribution, albeit through support or marital debt. If that is the case in your divorce, our lawyers can assist.
Jumbo Mortgages
Jumbo mortgages can be an issue in some divorces. If this is the case for you, you can talk to our lawyers.
Property Issues for Unmarried Couples
For many unmarried couples, they can accumulate property and debt. When they separate, the property and debt they own together can become a contentious issue. Our lawyers can often help if this is the case through a partition action.
Quit Claim Deed
Some people wonder how to transfer title out of joint names after a divorce. Our lawyers can help explain how a Quit Claim Deed works.
Refinance
Many are not sure as well how to get a mortgage out of the names of both spouses after divorce. Find out more about refinance and divorce.
Gift Affidavits
Parties oftentimes have to transfer title to their vehicles as part of a divorce. Find out more about how gift affidavits work.
Commissioner to Sell Real Estate
Some divorcing parties are unable to work together to sell their real estate as part of the divorce. You might be interested in knowing more about the possibility of a Commissioner being appointed.
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From our webpage, you can also read articles about family law, view informational videos, seminar videos, listen to our podcast, download our mobile application or view support calculators for MissouriIllinois and Kansas.

If you are looking to find and hire a child custody lawyer, contact us online or by phone to schedule a consultation at any of our convenient locations.

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Aspatore Books from Thomson Reuters Westlaw

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