Property Issues For Unmarried Couples

Multi-State Partition Lawyers / Attorneys

Unmarried couples frequently ask, “Who gets what when we separate?” This question has become increasingly common as more couples choose to build lives together without entering into a formal marriage. At Stange Law Firm, PC, we assist clients across multiple states who are facing the difficult process of separating shared property when no marital framework exists.

In domestic relationships, property laws work very differently than they do in divorce. Because unmarried couples are not legally married, all property technically remains personal property, and there is no automatic right to equitable distribution as there would be in a dissolution of marriage. For this reason, asserting your rights and protecting your financial interests requires experienced legal guidance, a strong understanding of local laws, and a strategic approach based on how courts in your state handle jointly owned property.


Understanding Property Rights for Unmarried Couples

More couples than ever live together without marrying. Many do so because:

  • They have witnessed difficult divorces—either personally or within their families

  • They wish to avoid the formality or legal entanglements of marriage

  • They believe living together provides the benefits of marriage without legal complications

  • They have been previously divorced and want to avoid another contested dissolution

Over time, these couples may purchase homes together, share bank accounts, acquire vehicles, make joint investments, or contribute financially to improvements and household expenses. While these arrangements can function smoothly during the relationship, they often create complex legal challenges when the relationship ends.

The laws governing unmarried couples vary significantly from state to state. In some jurisdictions, cohabitating parties may create legally binding cohabitation agreements outlining property division, financial obligations, and rights upon separation. However, many couples do not have such agreements—often because they did not know such a tool existed.

When no agreement is in place, and each party has ownership interests in the same property, a partition action may be necessary.


When Is a Partition Action Necessary?

A partition action is a legal remedy used when unmarried parties jointly own property and cannot agree on how to divide it. This lawsuit asks the court to order the division—or sale—of shared property so that each party’s ownership interest can be separated.

A partition action is generally necessary when:

  • Both parties’ names appear on the deed, title, or loan documents

  • The parties jointly own a home, rental property, farmland, or other real estate

  • The couple has jointly titled vehicles, bank accounts, or other significant assets

  • There is no valid cohabitation agreement addressing division of property

  • One party refuses to cooperate in selling or dividing shared property

Much like a dissolution of marriage, a judge can determine how jointly titled property should be divided. However, unlike divorce, the court’s authority is limited only to jointly owned property. If an asset or debt is solely in one partner’s name, partition generally cannot be used to divide it.

Partition is often the only legal remedy available for unmarried couples who cannot resolve property disputes amicably.


Types of Partition Actions

Partition actions typically fall into one of two categories:

1. Partition in Kind (Actual Partition)

A partition in kind physically divides the property so that each owner receives a distinct portion. This option is most common with:

  • Land

  • Farmland

  • Certain types of real estate

  • Assets that can be naturally and fairly divided

Each party ends up with sole control over their portion of the property.

2. Partition by Sale (Partition by Licitation or Succession)

If the property cannot be fairly divided—such as a home or condominium—the court may order the property to be sold, with the proceeds distributed according to each party’s ownership interest. Courts often prefer this method when:

  • The property is unique or indivisible

  • Dividing the property would significantly reduce its value

  • The parties cannot agree on a buyout

  • A sale is the only practical solution

Partition-by-sale is the more common remedy in disputes involving residential real estate.


Diligent Attorneys Handling Property Issues for Unmarried Couples

Partition cases can be legally and emotionally complex. Whether you co-own a home, farmland, vehicles, bank accounts, investment accounts, or other assets with a domestic partner, Stange Law Firm, PC can help you navigate the process efficiently and effectively.

Our attorneys assist with:

  • Multi-state partition disputes

  • Cases involving multiple jointly held assets

  • Real estate valuation and analysis

  • Financial tracing when contributions are disputed

  • Negotiated buyouts or court-ordered sales

  • Shared tax obligations and joint debt issues

  • Enforcement of cohabitation agreements (where applicable)

We understand what local judges expect in partition actions and build strategies tailored to the laws and procedures in your state.


Protect Your Financial Interests When Separating

If you are involved in a property dispute with a domestic partner, taking swift legal action can protect your rights and prevent unnecessary financial loss. Our firm is committed to helping unmarried individuals resolve their property issues fairly, efficiently, and with a clear understanding of their legal options.

Call Today — Arrange Your Confidential Consultation With Our Lawyers

For more information about the property division, contact us online or by phone to schedule a consultation at one of our convenient locations. 

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Helpful Information Regarding Property and Debt Division From our Webpage

We also have pages on numerous other topics related to property and debt division from our webpage, including the pages below and on our menu:
High Asset Divorce
If you are considering divorce and have a high net worth, it's important that you have legal counsel in your corner. It is also vital that you have an attorney that is diligent on your behalf.
Divorce Financial Planning
If you will be going through a divorce, conducting divorce financial planning can be critical to ensuring that you can move on with your life on sound financial footing.
Commingling Assets
In many divorce, parties own some assets prior to marriage and then buy additional assets after marriage. Often, these assets can end up being mixed together (or commingled). If this has happened in your case, it is important to work a diligent lawyer.
Transmutation
In some cases, a party might own certain property or assets prior to marriage. After marriage, the assets might become re-titled in joint names, which can result in the assets being transmuted into marital property. Our lawyers can help you if this is what has happened in your case.
Complex Property Distribution
In many high asset divorces, property distribution can be complex and complicated. Our attorneys can help you with difficult property distribution.
The Marital Home
The martial home can often be one of the most prized marital assets in a divorce. The marital residence can also be important as it relates to stability for children in divorce. Our lawyers can assist if this is the case for you.
Real Estate Appraisers
When residential or commercial property is owned in a divorce, ensuring that this property is properly valuated by a real estate appraisal can be critical in many cases. Our lawyer can help ensure you are referred to a competent real estate appraisal.
Trusts
Many parties have either created trusts for their family, or stand to inherit funds through a trust outside of the probate court. In many cases, this can be an important issue in a divorce in which our lawyers can help.
Inheritance
In many divorces, parties have either inherited, or stand to inherit, sums of money from their parents or other relatives. This can be a contentious issue in some cases in which our lawyers can help.
Investment Accounts
In many marriages, parties can have investments accounts where they are saving money in the hopes that they can have a better life, save for their retirement and have assets in which to provide their children and grandchildren. When a divorce takes place, it's vital that these assets be appropriately accounted for in the property division phase of a divorce.
Stocks and Bonds
Many married couples also have significant sums in stocks and bonds. It's vital to work with an attorney to have an accounting of what is out there and to ensure it is properly addressed in family court.
Life Insurance
Term life and whole life insurance policies are commonly held by parties in a marriage. When parties divorce, these life insurance policies can become critically important in terms of the possession of the policies, the beneficiaries that remain on them and who is to make the payments and/or have possession of the cash value in instance of whole life insurance.
Appreciation of Separate Property
In some dissolution of marriages, parties owned and possessed separate property prior to marriage. During the marriage, these assets can often increase in value due, in part, to the contribution of the other spouse. Our lawyers can help individuals in these instances.
Marital Debt
In many cases, debt can be a real problem as it relates to property distribution, albeit through support or marital debt. If that is the case in your divorce, our lawyers can assist.
Jumbo Mortgages
Jumbo mortgages can be an issue in some divorces. If this is the case for you, you can talk to our lawyers.
Property Issues for Unmarried Couples
For many unmarried couples, they can accumulate property and debt. When they separate, the property and debt they own together can become a contentious issue. Our lawyers can often help if this is the case through a partition action.
Quit Claim Deed
Some people wonder how to transfer title out of joint names after a divorce. Our lawyers can help explain how a Quit Claim Deed works.
Refinance
Many are not sure as well how to get a mortgage out of the names of both spouses after divorce. Find out more about refinance and divorce.
Gift Affidavits
Parties oftentimes have to transfer title to their vehicles as part of a divorce. Find out more about how gift affidavits work.
Commissioner to Sell Real Estate
Some divorcing parties are unable to work together to sell their real estate as part of the divorce. You might be interested in knowing more about the possibility of a Commissioner being appointed.
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If you looking to find and hire a family lawyer, contact us online or by phone to schedule a confidential consultation at any of our convenient locations by calling 855-805-0595.

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